MetPro is HSA/FSA Eligible
Thanks to our Truemed partnership, you can use your Health Spending Account (HSA) or Flexible Spending Account (FSA) pre-tax dollars to save money on your MetPro coaching.
Save on your MetPro coaching with HSA/FSA funds.
After your assessment you will schedule a complimentary consultation. You will review your results and discuss your wellness goals with a MetPro metabolic expert. You’ll learn how your MetPro coaching can be reimbursed from your HSA/FSA.
Already working with a MetPro coach?
CLICK HERE for the 2-minute Truemed survey
Your results will be reviewed by a licensed practitioner for a $30 processing fee. If eligible, Truemed’s licensed practitioners will issue you a Letter of Medical Necessity (similar to a doctor writing a prescription). The letter can cover 12 months of MetPro coaching.
How does using my HSA/FSA account save me money?
HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.
An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).
What are FSA and HSA accounts?
Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
What is Truemed?
Truemed partners with health and wellness brands to enable qualified customers to use HSA/FSA funds on health and wellness purchases. Truemed partners with a network of medical practitioners who can issue Letters of Medical Necessity to qualifying customers, thereby saving customers money on health and wellness purchases.
Do I use my HSA/ FSA card for MetPro coaching?
Sign up for MetPro coaching with your normal credit or debit card. For compliance purposes, do not use your HSA/FSA card. You will submit MetPro charges for reimbursement.
How long does HSA or FSA reimbursement take?
For most FSA/HSA administrators, your expenses will be approved within days when you submit your claim for reimbursement along with your receipt and a Letter of Medical Necessity. The exact timing will vary based on your administrator.
Do I need to take Truemed’s survey every month I'm using MetPro?
If you have already received a Letter of Medical Necessity for MetPro, you do not need to complete Truemed’s survey again so long as your Letter of Medical Necessity remains valid.
Letters of Medical Necessity are typically valid for 12 months after they are first issued. You do still need to submit your receipts for reimbursement with your HSA/FSA administrator.
What is a Letter of Medical Necessity, and how is this compliant?
The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.
There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.
When should I use my FSA/HSA dollars?
You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!
I don’t have enough funds in my HSA/FSA account to reimburse the entire purchase. Can I still use Truemed?
Yes. You can still submit for partial reimbursement.
What if my reimbursement is rejected by my administrator?
Please contact support@truemed.com. HSA/FSA plan administrators often have detailed requirements, so it may be as simple as re-issuing your Letter of Medical Necessity using the administrator’s form.
What if I have difficulty submitting a claim for reimbursement?
Please contact support@truemed.com. HSA/FSA plan administrators often have detailed requirements, so it may be as simple as re-issuing your Letter of Medical Necessity using the administrator’s form. In the event that Truemed is unable to assist in overturning a claim, the Truemed processing fee will be refunded.
